Xaman Wallet Download & Setup Guide (2026 Latest)

The Xaman Wallet is one of the most trusted crypto wallets designed specifically for the XRP ecosystem and the XRP Ledger. Formerly known as XUMM, this non-custodial wallet allows users to securely store, send, receive, and manage digital assets directly on the XRP Ledger. With millions of users worldwide, it has become a go-to wallet for interacting with XRP-based tokens, NFTs, and decentralized applications. ([Xaman Wallet][1])

In this guide, you will learn how to download, install, and set up the Xaman Wallet safely on your device.

What Is Xaman Wallet?

Xaman Wallet is a self-custody crypto wallet built for the XRP ecosystem. Unlike exchange wallets, it gives users full control over their private keys and funds. The wallet stores your keys locally on your device, meaning no third party has access to your assets. ([Xaman Help Center][2])

The wallet supports:

  • XRP transactions
  • XRPL tokens and stablecoins
  • NFT management
  • Decentralized apps (xApps)
  • Secure transaction signing

Because it is non-custodial, your funds remain on the XRP Ledger rather than inside the wallet itself. ([Xaman Help Center][2])

Key Features of Xaman Wallet

Before downloading the wallet, here are some important features that make it popular among XRP users:

1. Self-Custody Security

The wallet ensures that only you control your private keys. This gives complete ownership of your digital assets without relying on centralized exchanges. ([Xaman Wallet][1])

2. Multi-Asset Support

Users can manage XRP, issued tokens, and NFTs from a single interface. ([Xaman][3])

3. Built-in XRPL Tools

Xaman integrates tools like decentralized exchanges, token management, and payment channels directly inside the wallet.

4. Fast Transactions

Transactions on the XRP Ledger typically settle in 3–5 seconds with very low fees. ([Xaman Wallet Desktop][4])

5. Mobile & Cross-Platform Access

The wallet is available for Android and iOS devices, allowing users to manage assets anywhere. ([App Store][5])

How to Download Xaman Wallet

Follow these steps to download the wallet securely.

Step 1: Visit the Official App Store

Search for Xaman: XRP Ledger Wallet in the Apple App Store or Google Play Store.

Make sure the developer is XRPL Labs, which is the official creator of the wallet.

Step 2: Install the Application

Click Download or Install and wait for the app to install on your smartphone.

Step 3: Open the Wallet

Once installed, launch the app and start the wallet setup process.

How to Set Up Xaman Wallet

Setting up the wallet takes only a few minutes.

1. Create a New Wallet

After opening the app, choose Create New Wallet.

The wallet will generate your secret numbers (private keys) that control your account.

2. Backup Your Secret Numbers

You will receive a series of secret numbers that act as your recovery key.

Important security tips:

  • Write the numbers on paper
  • Store them in a safe location
  • Never share them with anyone

If you lose these numbers, you cannot recover your wallet.

3. Set Security Protection

Add an additional security layer such as:

  • Device PIN
  • Face ID or fingerprint
  • App passcode

This protects your wallet from unauthorized access.

4. Activate Your XRP Account

New XRP Ledger accounts require a small activation balance of XRP to become active.

Once XRP is deposited, your wallet becomes fully functional.

How to Use Xaman Wallet

After setup, you can start using the wallet for various XRP-related activities.

Send XRP

  1. Open the wallet
  2. Tap Send
  3. Enter the recipient address
  4. Confirm the transaction

Transactions typically settle within seconds.

Receive XRP

To receive funds:

  1. Open your wallet address
  2. Copy the XRP address or scan the QR code
  3. Share it with the sender

Manage Tokens and NFTs

Xaman also supports tokens and NFTs issued on the XRP Ledger. You can view them in your wallet dashboard and transfer them easily.

Connect to xApps

The wallet supports xApps, which are decentralized applications built for XRPL. These allow users to access trading platforms, DeFi services, and other blockchain tools directly within the wallet.

Security Tips for Xaman Wallet Users

Crypto wallets require strong security practices. Follow these tips to protect your funds.

Never share your secret numbers Anyone with these keys can access your wallet.

Use official download sources Avoid third-party websites that may offer fake wallet apps.

Enable device security Always use a passcode, biometric lock, or two-factor protection.

Backup your recovery information Store your backup offline and in multiple secure locations.

Advantages of Using Xaman Wallet

Here are some benefits that make Xaman a top wallet in the XRP ecosystem:

  • Full control of your crypto assets
  • Fast XRP Ledger transactions
  • Integrated decentralized tools
  • Secure self-custody storage
  • Support for tokens and NFTs

These features make it a reliable option for both beginners and experienced crypto users.

Final Thoughts

The Xaman Wallet is a powerful and secure solution for managing assets on the XRP Ledger. With its self-custody model, built-in decentralized tools, and strong security features, it has become one of the most trusted wallets for XRP users worldwide.

By following the steps in this guide, you can safely download, install, and set up the wallet in just a few minutes. Once configured, you will have complete control over your XRP and other XRPL assets.